Best Cost Car Insurance

Do you think IQ should be used in determining car insurance rates?

Public Comments

1. no, it is more reflexes and habit than thinking
2. no. Most of the people with high IQs that I know have actually FAILED the driving part of driver's education.
3. No! I have known many very very intelligent idiots (lack of common sense).
4. No, wait thats not right the correct answer is A. easter bunny B. chocolate C. 1940-1945 D. no just because someone has a good IQ doesn't mean they can drive or for that matter have any common sense. why yes sir i can design the perfect umbrella although i have no idea why i wouldn't just step out of the rain.
5. only if there is an IQ test for vehicle dynamics. Then I would say yes. I'll say yes either way though because i want my insurance to be lower. "Damn you Acura, why do you have to be stolen so much"
6. They already use GPA to determine rates in many states.
7. Nope - lots of smart people still do stupid stuff.