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Where to find the Cheapest Car Insurance?

I'm finally bought my own car and I'm looking for the cheapest car insurance possible. I've tried State Farm and AllState, but my friends tell me the quotes are high. Where are some places I can look to find cheap insurance?

Public Comments

  1. AIS or Geico
  2. USAA if you have previous military background.
  3. ...If you are under "25" your Insurance rates are going to be high no matter what Company you go with... keep shopping, but being under "25" is gonna cost'ya...
  4. I pay $58 a month for loaded full coverage on my car plus liability on my husbands truck with Nationwide. We are in our 40's and never had an accident. When I lived in Vegas it was $5 higher. When we moved the price came down.
  5. I am with nationwide in north carolina. This was the cheapest quote I could find. I pay 114 a month for full coverage, and I am 20 years old. It depends on how old you are, whether you want full coverage or liability, how many years driving experience you have, what kind of car you have, where your car is while you are not driving it, etc etc. I would go to a website where you can find different quotes for different companies. I was always told that Geico and Progressive were the cheapest, but when I went to get a quote they were the most expensive for me. What I am saying is that you really can not go by what other people are saying because insurance varies by person! http://www.onlineautoinsurance.com/ This website gives quotes for several different companies. I would just look around.. I knwo it is a hastle filling out all of the information for the quotes, but that is the only way to do it. At least the quotes are free! lol. Good luck and congrats on your car purchase! :-)
  6. If you are eligible for food stamps, you can get the insurance for free. Just go down to the welfare office, get 200$ of food stamps (over several months), and that will release 200$ for auto insurance that you were going to use for food. Nothing illegal here. A food stamp study done in Billings, MT (www.foodstampstudy.com) showed that 12 of 96 food stamp applicants listed auto insurance as a reason for needing food stamps. Also listed are some of the food stamp skyrockets linked to auto insurance.
  7. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators! Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck, drive RESPONSIBLY and I hope this helps!
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