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Where Can I find the Cheapest Car Insurance in the US?

I'm finally bought my own car and I'm looking for the cheapest car insurance possible. I've tried State Farm and AllState, but my friends tell me the quotes are high. Where are some places I can look to find cheap insurance? Thanks in advance!

Public Comments

  1. From my experience, it depends on your location. I've lived in New York City, Los Angeles, and Chicago and the cheapest insurance quote was from different companies. In Los Angeles, for example, Mercury seems to be cheapest while Geico is cheapest in Chicago. Your best bet is to try a site like http://My-InsuranceSearch.com that compares auto rates in your area for you.
  2. Travelers in Florida. 218 a year.
  3. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck, drive RESPONSIBLY and I hope this helps!
  4. Shop online. There are many Auto insurance brokers that will give you a good deal, and will sell you "Minimum" coverage if that's what you want...and they let you pay in payments. I shopped, and "Safeco" is the best I've found. you can go to <www.safeco.com> and get some quotes. They have always dealt expeditiously with all my claims, and you can do everything, including making payments ONLINE
  5. Check out few sites online where you can get instant auto insurance quotes that would meet your budget... Hope this could help you out... http://www.autoinsuranceselect.com/
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