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when changing auto insurance company, is there disadvantage?

I have an auto insurance with my honda civic si 2001. I got the quote last year from Johnson.Inc. comprehensive $230 every month. Someday they called me said some mistake with my quote and change the price without permission goes up to $400per month. I want to find another insurance company I mostly got quote around $300 comprehensive per month without deductable.But don't know do i have to pay any penalty or disadvantage to change it? p.s: I used to have another insurance for 1year(experience), never got ticket, accident nothing. and I am over 25y.

Public Comments

  1. The only disadvantage to chaging your auto insurance is that they check your credit when you change it. Your rates could have gone up because of an undiclosed ticket or accident you forgot to put on there. They have ways of finding this information.
  2. $400 a month? What are you, male 16 years old and driving a very expensive car? That's absurd!
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