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I've recently begun looking for a new-ish SUV (2005-2007). I recently found a great car, but the insurance quote from a broker was ridiculous. My driving isn't that great. So now my only option is to change the car I want for more affordable insurance. Are there specific models or brands that will yield more affordable insurance rates? Maybe due to safety ratings or reliability or something? Also, once I turn 25, how much will that affect my insurance cost (I'm 23 now)? Any help would be greatly appreciated!