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does car insurance decrease in price after a certain age?

for example, when you are 15-16 is it more expensive than when you are 17 or 18? when does this change?

Public Comments

  1. Twenty five is the magical number for when insurance rates start to go down..
  2. You will notice a change when you are 21 years of age in most cases.
  3. At the age of 25 for males.
  4. It should . Sometimes you have to remind them . We do.
  5. Age 25 or if married. This is dependent upon the carrier.
  6. it is generally lower if you are female but it doesnt really go down until about age 25
  7. The cost of car insurance drops after age 25, and at all ages it's lower for women than men.
  8. It won't noticibly change for you for a while. I don't think it is until about 25-30 for most insurance companies.
  9. when you are 25 and have a good driving record. however if you have a bad driver record it does not matter how old you are. Your insurance will never go down unless you prove to insurance company you are a good driver now....
  10. it actually decreases when u reach 25+. guys under that get hit harder with car insurance!
  11. It goes down a little each year, I turned 23 last year and it went down a bit, and it will go down some when I'm 25. I believe it went down when I turned 21, possibly when I turned 19 too. So, to answer your question, insurance prices do decrease with age. It will vary company to company.
  12. yes actually it decreases twice. i believe after a certain number of years with your license (i think it is 4-6) and then again when you are 24 i believe but i am not 100% sure about the times but yes it does go down over time.
  13. I think it goes down a little after you turn 25 before then you can decrease it if you have prove of good grades (good students are less likely to get wasted and have an accident) it really depends on your insurance carrier as different insurance co have different formulas for figuring out your rates, give that 1-800 number a call
  14. your insurance will most likely be the same from age 16-21 unless you have an accident or ticket to make it go up. My fiance was told his would go down when he turned 21 but we haven't seen a decrease yet. People also say it goes down at 25. I believe you are considered an "experienced driver" at age 21 though
  15. it all depends on what insurance your on
  16. You will need to try around but I think you will find the younger you are the more expensive it will be. The road accident figures for young drivers are not too good this is one of the reasons for high prices.
  17. yeah, don't hold ur breath, I was always told 25 was the "magical" age of lower payments, then I hit 25, rates didn't change because in my "area" it was unusual for a male to be unmarried at 25.
  18. You will see a slight change at 21, a major change at 25 and another major change at 30. All assuming you maintain a clean driving record. The car you drive and where you live also have an impact on the cost of your insurance. After that you really have nothing to look forward to except being thankful when you wake up every day and can still see the road.
  19. 25 it depends what state you in
  20. It really depends on what insurance company you have. My insuarance droped my rates down when I turned 21 and they just continued to go down as long as I didn't get any tickets or get into any car accidents. Hope this helps.
  21. 25 is the magic age for males with a clean record, 5 yrs of safe driving for the ladies, seems to be the breakover point.
  22. It depends on the insurance company. In most cases, the magical ages are 19, 21 or 25.
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