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Car Insurance Companies That ONLY Look Back 3 Years?!?

So I've been looking for car insurance but I keep coming across companies that look back 5 years. My driving record is only clean for the past 3! So I need to know of some of the companies that only look at the last 3 years. I know they exist :) Thanks in advance!

Public Comments

  1. It depends on what you have. I know some companies only look back 3 years for minor violations (speeding tickets, red light violation, etc) and at-fault accidents - but they look back 5 years for major violations (DUI, driving without insurance, license suspensions). State Farm is like that. The other thing is that each state has it's own laws - so, it may vary by state.
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