Best Cost Car Insurance

How much will car insurance cost me? a 18 yr girl in PA no violations or accidents on my record?

How much will car insurance cost me (est.) ? a 18 y/o girl in PA no violations or accidents on my record

Public Comments

1. Depends on the insurance company, her grades, and what type of car. Too many variables to answer.
2. it depends on which insurance company you go with. generally insurance is more expensive when you are young, But if you get your parents to cosign it will be much cheaper here are some insurance company's http://www.statefarm.com http://www.progressive.com http://www.geico.com http://www.allstate.com http://www.nationwide.com http://www.safeco.com
3. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit score es and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have several companies that specialize in insuring the youthful operator. Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck and I hope this helps
4. That will depend on your type of vehicle, your location, etc. There are a few ways to cut your costs. First of all, if your parents add you to their policy, it will be cheaper. If you have good grades you can get a discount. If you take a defensive driving course you can get another discount. If your car has different safety features you get more discounts, etc. Ask for every possible discount you can get by name (they don't usually offer them to you otherwise). :) Comparison shop! Don't take the first offer you get. There is a lot of competition in the industry, so take advantage of it. Even if you want to talk to a "local agent" it is a good idea to get a few free online quotes so you have a frame of reference or something to compare them to. Wishing you the best in finding a decent deal. :)