Best Cost Car Insurance

Auto Insurance: Which cars are better?!?

I am in the market for a new car. I am trying to do some research on insuring the car I might be getting. I was quoted $6,000 for full coverage on a 2007 Honda Civic Si Sedan (per year) from my current insurance company. My insurance now is $1,700 (per year) and I drive a red 2000 Ford Taurus, just liability. What would be some suggestions on picking a car? Will new or used be a difference (I will be financing either way)? Why a $4,300 jump in price? PS -- I have had 2 accidents in the past. One I was cited for no injuries < then $1,000 in property damage and the other i was NOT at fault. HELP!

Public Comments

1. Once a car is 4 years old, there's a significant drop in the collision and comp rates. Also, cars have "symbols" to rate the liklihood of a physical damage claim. Very low end Saturns and most Volvos are a symbol 3-4, as are Dodge Caravans. 4 door cars tend to have lower symbols, and "fast" cars tend to have MUCH higher symbols. So, if you get a 4 year old Dodge Caravan or Saturn LE, that's going to be cheapest.
2. You also need to look for cars w/ the highest safety ratings. also, the accessibility of parts for the car affects the rating.