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Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ?

I have been driving for about 44 years and have had a company car for the last 20 or so. When I retire, will an insurance company take account of this with no-claims discount for a car of my own? I do own a classic car on a special classic car policy but as it is very cheap with limited mileage (1500 miles) applying there is no ncd.

Public Comments

  1. Some companies will take it into account if you get a letter from your employer to confirm that you have not had any accidents.
  2. Yes I have done this Have got confirmation from the company insurers that I had been driving without claims and I was then allowed 5 yrs NCD on my own car insurance...
  3. You can ask your ex employer for a letter saying that you have have driven their vehicles for x years without a claim, which should go towards a few extrs years NCB form your insurance. Good luck and enjoy your retirement.
  4. Yes. You need a letter from your fleet operator confirming no claims, and you may have to go to one of the premium insurers rather than the cheapos. I got full NCD with Zurich via Swinton brokers when retiring.
  5. If you get a letter from your employer stating. The length of time you had the sole use of a company car. That you could use it for pleasure. That you no longer have the use of the car from ../../.... AND GO TO A BROKER. You will find that a substantial discount can be allowed. You must NOT assume that such a letter is 'proof of a no claims bonus' - your broker knows how to get you the best deal with the letter.
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