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for USA: If i got hurt in a car accident, will my heath insurance cover the expenses? or the car insurance?
I am an international student studying in NJ. It is mandotory for all students to have heath insurance so i got one. I recenty bought a car from NJ. I m looking for insurance prices now. I m confused about that issue! In my country (cyprus) car insurance companies only pay for your damages to cars or environment. Your health insurance cover the medical expenses. I think it is different in here USA...
Public Comments
- car insurance
- In the US it depends on the wording of the insurance contract as to who pays first. You should contact both insurance companies and file claims. They will work it out between them as to who pays. If youi dont have auto insurance, your health insurance should pay for your injuries.
- Contact your auto insurance agent and ask them. It varies from state to state. Where I am at your auto insurance pays the first 5000 then it reverts back to your health carrier.
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