Best Cost Car Insurance

what the best insurance company that affordable to get for a new car?

looking for car insurance?

Public Comments

1. contact a few local, independent agents. Your best bet is a regional carrier, not a national one, however, the ones with the best rates don't usually take higher risk drivers. One higher risk factor is prior insurance - if you don't already have a policy, you likely won't qualify for the lower premiums.
2. Do some research. Each company rates well for different companies. You can narrow down good companies for coverage, claims, availability, etc. But for price too many different factors are apart of a rate. Depending on your age, records, vehicle it can be various carriers. Email me more specifically your info and I will try to help you out better.
3. Hi, Check with "www.esurance.com". I bet, you will get 25% discount from rest of the insurance companies. This insurance uses online for all the communication. Best of luck. Regards, Selvin
4. Heres a straight up answer: Companies like AIS and GEICO are called "brokers"and they act as a middle man finding the best rates for you. #1 they dont always find you the best rates and #2 you are paying them MONTHLY for their 2 minute initial service of finding you an insurance company. Go for a DIRECT insurance company like AAA or Mercury Insurance so you dont end up paying broker fees. I think most of your online insurance companies also are brokers, unless they specifiy they are direct insurance writers. Two examples: #1 - I went with AIS because their radio ads were everywhere. The last three years Ive been paying them an EXTRA $10 a month to them. They found me "Mercury Insurance". Well, I recently called Mercury myself (AIS doesnt want you to do this naturally) and Mercury offered me ever better rates AND without the broker fee I was paying! MONEY IS MONEY... might as well keep your own if you can! #2 - This is also true for home buying. There are direct lenders (like a bank) and then there are mortgage brokers that find a bank for you. Brokers paint a pretty picture to you and give you good numbers up front but they hide their profits in the closing costs and points of a home loan. A mortgage broker can easily make $12,000 off of every house they sell. Again, look for a direct lender, not a broker.