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(USA) Insurance while renting a moving truck - do any independent companies sell it?

We're moving, and renting a moving truck. We definitely need the CDW (collision damage waiver) "insurance" coverage, but the vendor's charge is excessive. Are there any independent companies that will sell short-term collision/damage/loss insurance, so I don't have to buy it from the vendor? I've been buying low-cost CDW for car rentals this way, but the company I use doesn't cover truck rentals and I can't find another company that will do it. Our liability insurance for our car will provide coverage, but not for any damage that happens to the truck we will be driving.

Public Comments

  1. Not that I'm aware of. You must buy the insurance from the rental company; ordinary auto insurance does not extend to rented trucks. Nor does the insurance coverage provided by credit cards. One very important thing to keep in mind: The insurance from the rental place does NOT cover the top of the truck. Ever! If you go under a low bridge or other overhang and strike it with the top of the truck you will be personally responsible for all damages. No insurance company covers the top of the truck's body.
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