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I am looking for a used car around the 2000 year and I wanted a grand am well I need to know if the insurance on this type of car is sport or what what is the lowest catagory of insuranace for a 47 yr. old driver who hasn't had insurance in years. what type of car a guideline on what cars cost less in insurance what about the intreped? vrs the grand am both sport grade help before I get too expensive car to get insurance