Best Cost Car Insurance

Car insurance cost in CA?

I just moved to Los Angeles county from Massachusetts. I have a 2002 Mercedes c230 that I brought with me. I used to pay $850/yr. for full coverage on it in MA. I have been looking around and getting quotes online for $900+ for 6 months here! I am a 25 yr old single, and I also have a perfect driving record. Is all insurance rediculously priced here?, or am i just looking in the wrong place? ( I've looked at GEICO, progressive, other nationwide online companys) thanks for any help.

Public Comments

1. Your gonna get that price no matter what carrier you go through if you live in LA county. California breaks down costs by your zip code so where you live tends to be higher then other zip codes. Due to the amount of cars and the amount of accidents in LA the prices are higher. Also the type of car you drive also makes a difference. The more expensive car, the higher to insurance rate. It will cost more to replace a fender on a Benz then a 85 toyota corolla
2. Here are a couple more online services you can try (see Sources). Each one will get you quotes from multiple insurers. No cost or obligation. Good luck!
3. You are looking at the wrong place for cheap auto insurance in CA. I would refer you to get quotes from http://www.nationwidebillrelief.com they always have cheap auto insurance for less.
4. It is your location. You are in the highest price area in calif. You might try Esurance.com. Got best price for mine through them. Also lower your liability to Calif minimums $10,000, 15,000 and 30,000 and raise your deductible to 500.00. This will help lower your premium. Hope this helps you. Oh welcome to Calif. I'm in Bakersfield myself.
5. Keep an eye open for lower rates (or at least ones based on driving record rather than zip code). The listed source is a news article at the CA dept of insurance website that talks about a court decision that requires insurers to comply with old rating laws, finally. Two companies have filed for rate changes that resulted in lower premiums for their customers.
6. Welcome to the southwest and so cal. We have horrendous insurance rates in Las Vegas too.
7. Here are 9 tips to save money on car insurance. Following these tips can save drivers hundreds of dollars per year. 1) Get married and get older. 2) Take a defensive driving course. 3) Ask about membership discounts, because they're not always going to volunteer it. 4) Install a car alarm. 5) Pay six months in full, twice a year, rather than financing the premiums. 6) Buy a car with safety features such as anti-lock brake system, alarm and air bags. 7) Comparison shop - Try a quoting service that will allow you to get multiple quotes at once such as InsureMe - http://www.insureme.com/landing.aspx?Refby=614498&Type=auto 8) Move to a "better" ZIP code. Areas where there are more uninsured motorists and more wrecks get slapped with higher rates. 9) Keep your driving record clean so your insurance company is never tempted to raise your rates. Take Care! Ron @ InsureMe