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What things can a teen do to help lower the cost of car insurance?

I'm sixteen and seventh months, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year. So what can a teen do to lower the cost? IE; what type of car should I be driving, the best time to get my license, etc. I'm willing to hear any ideas. :) Oh and if it means anything, my parents are with State Farm. Thanks in advance for the help.

Public Comments

  1. Put the car in the parent's name that helps a ton.
  2. Get good grades so you can get the "good student" discount, put your name on your parents' cheapest and oldest car only, and tell the company exactly how many miles a month you plan to drive and where.
  3. ride a bike to school, seriously.
  4. take a diffensive driving course that helps also
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