Best Cost Car Insurance

car insurance?

Can a car insurance company raise your rates for no reason? Say you sign up for 1 year and you are quoted $400.00 annual.Then 2 months later they send you a bill saying we increased your premium another $125.00 telling you to pay up or be cancelled. No I did not get tickets or had a accident. I had a clean driving record. Is this legal?

Public Comments

1. IT IS LEGAL , BUT I WOULD ASK WHY , CALL YOUR AGENT ASAP
2. yes they can based on a lot of variables none of which may be your fault. call your agent.
3. Yes. Either they misquoted you or they found out something you misquoted or 'left out' of your application, like some other people in your household with bad driving records, etc. If you change companies they will refund your unused portion of the premium.
4. This is why you should buy ins directly from an agent. You pay forservice, but an agent could ask, "what is going on. Maybe he can't dp anything, but he will try. yes, ins co's do have rate increases, and it can be the day after your rateis quoted. Bear in mind if you are quoted a rate today, this is based on the rates in effect TODAY.
5. it is legal. I found interesting information about your answer here. http://all-car-insurance.blogspot.com/Good luck!
6. I'd say go for the best deal you get, because when it comes to the crunch you have the same rights by law, regardless of who you are with. Try filling a form here http://4ym8.com/CompareInsurance.html it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)
7. CALL AND ASK........BUT, A surcharge is the amount of money by which your premium is increased based on Safe Driver Insurance Plan (SDIP) points assigned to your policy. SDIP points are assigned after you are involved following in an at-fault accident and/or one with damage exceeding predetermined amounts, depending on the state. Most states also allow surcharges for motor vehicle convictions. A surcharge is usually added to the policy upon the first renewal following the accident or conviction. The Safe Driver Insurance Plan (SDIP) was implemented by the majority of states and insurance companies to fairly distribute the rising costs of auto insurance among policy-holders. Drivers with accident-free records pay the lowest possible rates. Those who have had accidents or convictions pay more through surcharges added by SDIP points.