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Car Insurance quote question?

When I try and get a quote for some cars on either Tesco or Direct line, it tells me they cant give me a quote online and il need to ring them. Also, the browser wont let me go back, so they make you close the window and type out another quote all over again! Why do they do this? The car I want to insure is a Nissan Navara D22. I am guessing that its because its a commercial vehicle and they want to check if il be using it for commercial use. I am 18 and have had my licence for a year, and I will be the named driver on the policy, my dad being the main driver who has over 30 years NCB! I managed to get a quote for a new Navara, not the D22 version and that was about £1990. How much do you think the D22 will be? Do you think they might class it as a van and not insure me because im under 21?

Public Comments

1. Try Quickfit, they do great commercial vehicle insurance, plus this time of the month is a good time to insure because they are all chasing their bonuses, got mine quote reduced by nearly 30% if I signed up before the end of the guy`s shift.
2. I'd experiement with the system. Could because of your age, it automatically does this. Try putting in another age, say 45, for example. If it gives you a quote, the age flags you. It could also be they want to run a credit report on you. Or, that the quote would be high and you'd look else where, so, they want to get you on the phone to give you a sales pitch.
3. cos they are downloading a trojan horse and keylogger to see what websites you have visited to get alternative quotes, they then also pass ALL your details on to every marketing dept in the world 9even if you tick the 'no' box) and all of a sudden you will get mail through from new sources you never even contacted for insurance. there is more money to be made in passing on 'contact lists' than there is selling the 1 insurance quote than comes of every 50 enquiries. think about it.
4. I don't like various comments you are making on your question as it appears you are trying to 'front' the insurance. You will find it difficult to insure a commercial vehicle on a private car policy through the internet - why not try the personal touch and go and see a local insurance broker. At least there you will get proper advice.
5. It depends on who owns it, you can only be a named driver if your dad owns the vehicle and obtains the quote for you, but as you say, as you are under 21 they can quote but you might find it rather excessive. Any commercial for you is going to be expensive.
6. It could also be they want to run a credit report on you. I found very good and cheap UK insurance companies Here:http://all-car-insurance.blogspot.com/ Good luck!