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Do car insurance rates always goes up if you were in an accident?

Public Comments

1. not if you have allstate
2. Not necessarily. Depends on your insurance company and was the accident your fault or the other vehicle. If your at fault almost always your rates go up but again some insurance companies (not all) do have a 1 accident at fault allowance (usually at extra cost). Ask your agent, they should know the insc company policies with regards to claims.
3. Not really...but the reason why we are required by the goverment for a car insurance is to protect us during accidents... I can think of some reasons why car insurance goes up after accident. 1. If your involve in accident and your at fault it adds a records to you, with that bad record car insurance company sees it that you have a greater possiblity of having a accident again so they prepare themselves for that that why they raise your car insurance. 2. There are some cr insurance that really increase even if your not a fault in an accident and that sucks....if you think your car insurance is increasing that way...try searching the web for a better car insurance. Visit sites like this http://www.nightbirdssolutions.com and start your cheap car insurance search their...
4. Not always (but often), and they're not supposed to at all if it wasn't your fault. They are more likely to go up if you commit a driving offense that may not include an accident (speeding, failure to stop, etc.). Different companies are better or worse than others.
5. not always
6. If you are at fault they will go up on renwal of the policy, best thing to do is check for some quotes before the claim goes into the insurance database then you can purchase a insurance policy with out the claim on your record and hope that on renwal they dont rerun your mvr record or claims history some companies do some dont check out globalwideinsurance. com