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I am in the UK and have driven for 3 years. I have always paid around £700-£750 a year for car insurance but after making a claim last year I lost all my 2 years no claims bonus, the new quote for this year went up to £1154, so I shopped around and have now found a quote for £680 which is the cheapest that I will have ever paid so far. Is this possible? It sounds too good to be true or does shopping about really have its benefits afterall. This will be the same fully comp insurance with identical options to what I had before. Does this sound normal to you?