Best Cost Car Insurance

how LONG wil my car insurance rates go up for ?

if i am involoved in an accident. I understand they will prolly go up, but is there a time limit?

Public Comments

1. if you weren't at fault then they won't go up, if you were the one at fault then the insurance will stay up until the points from it are off your license, here in NC points stay on for 3 years but it could be different where you live
2. For automobile insurance the best way to get a good rate is do a policy comparison on auto policies. Make sure that you compare similar policies with the same limits, auto model, zip code, etc so that all options are an accurate comparison. What I always recommend is an online comparison quote at http://www.lowratetoday.com since they have big name insurers and can give several prices on car insurance polices.
3. If you're at fault for the accident, it's 3-5 years depending the insurance company. The year of/after the accident will be the most expensive, then it will slowly lower until it is gone. Many companies will not charge an accident against if you pay for "accident forgiveness" or have not had a car accident in over 5 yrs. Again, each company has it's specific rules so its best to check with your agent.
4. they'll go up only if it is your fault and they must fork out the money for you. When they go up it depends on the insurer so it's best to ask them. I f it is your fault you'll have to tell them about the accident, so do it then. I bet they'll say "immediately sir" and wouldn't you? There's people here suing their mothers, insurers aren't even related to you :) Hope you understand my english, same language, different planet