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Minnesota car insurance rates increas with a speeding ticket?

Can car insurance rates increase after a speeding violation as a Minnesota resident if the violation takes place in Florida in a Florida registered vehicle?

Public Comments

1. Yes. The ticket goes to the driver, not the car, and follows to your Minnesota license.
2. Insurance is based on risk. They take several things into account to determine your risk factor, including your age and driving record. It is possible the ticket could put you in a higher risk category, but that could be different with every insurance company. The fact you were in another state and in another car does not matter. The ticket is assigned to the driver, not the car. If your insurance does go up, you could try calling a few different companies. Some forgive the first ticket, but if you get two they will consider both.
3. Check with your actual insurance company. Yes, your insurance can increase with a speeding ticket, however some companies have a forgiveness program. I have one speeding ticket, and for the first one they did not increase my insurance.
4. yea
5. Absolutely!
6. yes - you are toast
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