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How much do you think my first year of insurance would cost with a v8 engine as my first car in new york?

If i am 16 how much (average) would my first year of car insurance in New York cost if i get an 8 cylinder 5 speed car?

Public Comments

  1. If you REALLY want to know, use some common sense and call an insurance agent and find out. It will depend on where you live, type of car, value of car, are you going to be an add on to your parents policy..... etc
  2. It doesn't matter if its an 8 cylinder car. What matters is whether you'll have a separate insurance policy or be on your parents' policy; how much collision, comprehensive, Personal Injury Protection, and other coverages you want/need (IOW, $$ amounts of liability coverage), how much of a deductible you want, etc etc. Nobody here can give you an insurance quote, only an insurance agent can do that. Call a couple of different insurance companies or agencies, get quotes from 3 or 4 different insurance companies and compare prices.
  3. Hello new driver :) If you are a young driver attempting to find cheap and affordable car insurance you are probably already aware of the challenge that lies ahead. The statistics about teenage drivers aren’t good. According to the Insurance Institute for Highway Safety (IIHS), 16-year-olds get into accidents almost six times more often than drivers between the age of 30 and 59. No wonder car insurance premiums are so high for this age group. It has always been difficult if you are aged between of 16 - 25 to insure your car affordably, and although car insurance companies are beginning to recognize the need to supply this ever expanding market, it can still prove to be hard to find a reasonably priced car insurance premium. For instance, young drivers will often own older or less maintained vehicle compared to other drivers, which means they are more likely to break down and potentially cause an accident. Teenage drivers are also more likely to have accidents which can either injure themselves or the other party. However, parents should be aware if the fact that there are several ways that can help lower car insurance costs for your teen. In order for teen drivers and car insurance to work well together, parents need to know the factors that will help contribute to paying less for their son or daughter’s auto insurance in the future. The first thing that insurance providers look into when giving a car insurance quote is the driving record of the person. Teenagers that have a good driving record may merit consideration. What that means is that you can help keep your teen focused on safe driving by having him or her pay a portion of the auto insurance premium. Also, be sure to let your teen know the consequences of getting traffic tickets. Before you purchase your car it is also worth researching which insurance group it will fall in, so that you can ensure you will be able to get the cheapest possible insurance. Finally, by using Insurance4lessdirect.com you can rest assured that we will strive to find you the cheapest car insurance premium that will provide you and your teenager with the best cover. Did you know: If you’re adding your teen driver to your auto insurance policy, be sure to take advantage of the auto insurance discount for good students, available in many states. For quick and free 50 state insurance quote comaprison visit: http://www.insurance4lessdirect.com. Don't forget to talk to your parents too. Good luck :)
  4. You should also consider that such a car may be expensive to insure. Check your insurance rates before buying one, for example here - autoinsurance.undonet.com
  5. Car insurance market is very competitive nowadays. So if you are ready to spend about half a day on computer and telephone, finally you’ll be able to find an appropriate rate. Here is what you suppose to do: 1. You should obtain multiple car insurance quotes online. Here are just some of these sites, I’m sure there are many more: http://www.autoinsurance.24by7info.com http://www.wisepages.com/money/insurance/index.html http://www.autoinsurance.wisepages.com 2. Even if you’ll find some attractive rates online, do not rush to sing in. Keep these numbers in mind and call your local insurance broker. Describe your situation to him and wait for his numbers. 3. Compare all quotes you’ll get online and from your broker and make your mind. However still do not rush to sing in. 4. You have to know that company, which is offering you a good rate is indeed a reputable company. www.AMbest is an independent rater of all insurance companies. If company, which is offering you good quotation is rated A or higher by AM best it is a good company. If it’s rated below A, I’d think twice before signing with them.
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