Best Cost Car Insurance

What is the Cheapest Car insurance for a 16 yr old?

I'm 16. and im about to get my license .Also a car the car is a Scion 2005 xb. And i need full coverage. What do i get?

Public Comments

1. 1 grand every 6 months. you can afford it with your fancy 2005 car
2. You get one huge insurance bill! Specifically, you'll need to buy: Bodily Injury Liability, at least 25/50/10 or higher--preferably higher, as those limits are mostly a joke Medical payments--at least $5K Uninsured/underinsured motorist--equal to the Bodily Injury limits Collision and Other Than Collision--Covers damage to your car, with a deductible, and protects the lienholder's interest You need to know, however, that at 16 you can't legally enter into a contract (and insurance IS a contract between you and the company). If your parents have auto insurance, you should be able to go under their policy; you'll get a multi-car discount and have the clout of their coverage. Always drive safe and smart (I know that's not grammatically correct, but it gives you the idea) so those rates won't go up. I do hope your parents have higher limits than those minimums, because though they're the common legal requirement, they're not nearly enough for decent protection.
3. Hi Lauren, Most insurance companies will not write you a policy till you are 17/18. Good Luck. I would suggest getting a policy with your parents.
4. Lauren .S., I recommend an online insurance quote. It's free and quick to do. http://www.goodinternetdeals.com/Auto-Insurance.html
5. These guys are the best I've found yet http://webexpresslane.com/insurancecom.html As long as you haven't had many accidents you should get great rates.
6. If you are a young driver attempting to find cheap and affordable car insurance you are probably already aware of the challenge that lies ahead. The statistics about teenage drivers aren’t good. According to the Insurance Institute for Highway Safety (IIHS), 16-year-olds get into accidents almost six times more often than drivers between the age of 30 and 59. No wonder car insurance premiums are so high for this age group. It has always been difficult if you are aged between of 16 - 25 to insure your car affordably, and although car insurance companies are beginning to recognize the need to supply this ever expanding market, it can still prove to be hard to find a reasonably priced car insurance premium. For instance, young drivers will often own older or less maintained vehicle compared to other drivers, which means they are more likely to break down and potentially cause an accident. Teenage drivers are also more likely to have accidents which can either injure themselves or the other party. However, parents should be aware if the fact that there are several ways that can help lower car insurance costs for your teen. In order for teen drivers and car insurance to work well together, parents need to know the factors that will help contribute to paying less for their son or daughter’s auto insurance in the future. The first thing that insurance providers look into when giving a car insurance quote is the driving record of the person. Teenagers that have a good driving record may merit consideration. What that means is that you can help keep your teen focused on safe driving by having him or her pay a portion of the auto insurance premium. Also, be sure to let your teen know the consequences of getting traffic tickets. Before you purchase your car it is also worth researching which insurance group it will fall in, so that you can ensure you will be able to get the cheapest possible insurance. Finally, by using Insurance4lessdirect.com you can rest assured that we will strive to find you the cheapest car insurance premium that will provide you and your teenager with the best cover. Did you know: If you’re adding your teen driver to your auto insurance policy, be sure to take advantage of the auto insurance discount for good students, available in many states. Just go to http://www.insurance4lessdirect.com and get quick and FREE quote comparison.
7. autoinsurance.bebto.com - check this one. As I remember they have lowest car insurance rates for teens and young drivers.