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Car insurance price??? (teen)?

Im a 16 year old female and right now i am currently on my parents insurance for a '98 4 door Toyota Camry. If a car is added to our insurance, it beeing an '06 Honda Civic EX 2 door, would that be considered a sport vehicle and raise our insurance up drastically???? please help!! I forgot to mention i will be registered on the insurance as driving the Camry.

Public Comments

  1. Contrary to popular belief, whether or not a vehicle is a sport vehicle or whatever is really not a very big factor anymore. Insurance companies do prices more by safety features, and actual crash statistics. A 06 Civic should have pretty low insurance, as they are very very safe cars and built to very high standards.
  2. If you add another car to your parents' policy, the rates will go up. Additional cars added to a policy will increase rates. If you replace the '98 Camry with a '06 Civic on your parents' policy, the rates will go up because of the newer age of the car. However, a Honda Civic EX is not considered a sports car, so the increase may not be significant. The best way to know for sure? Call your insurance company and ask.
  3. it sucks, but any car that is a 2 door is concidered a "sports car" to an insurance company. yes the insurance will go up but not by a large amount. but being youre a girl, the insurance will not go up nearly as much that if you were a guy. so be happy about that.....
  4. you should go to http://u76.org/qc4 and see the different quotes you can get from multiple companies. its reallly easy to use and got me the best price and i saved about 350 dollars.
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