Best Cost Car Insurance

How does a car insurance company know how often I use my car? I know that the less I use my car, the less the car company will cost me. But how can they know how often I use my car? If I buy car insurance claiming that I always use public transportation to work, will they believe it?

Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ? I have been driving for about 44 years and have had a company car for the last 20 or so. When I retire, will an insurance company take account of this with no-claims discount for a car of my own? I do own a classic car on a special classic car policy but as it is very cheap with limited mileage (1500 miles) applying there is no ncd.

If I make a claim using my company car insurance, does that affect my personal insurance reputation? I recently got into a little fender bender using my company car. The other driver wasn't present, so I left a note. He called, and I followed through by filing a claim with the insurance company. I'm worried, though, that my personal insurance reputation/rating is going to be affected because of this claim with my company car. Any information you can provide would b helpful. Got an expert response. Expert Response: Thanks for the note. Many insurance companies have different guidlines and underwriting criteria. This claim should have been on your commercial carrier (through work) and not your personal auto insurance policy. Commercial claims are usually not carried over to your personal insurance policy. You will have to check with your current carrier to see what their policy is.

When a car insurance company sues will I get back my deduction? My vehicle was totalled by the other driver. They did not have car insurance and my insurance company is going to pursue them. How much will my insurance company sue them for and will I get back my deduction from them suing? No police were called to the scene can the other driver still get a driving with no insurance fine as well? That should teach him to drive without insurance.

What is the car insurance company that offers 40% off for teenagers? What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways can get cheaper car insurance , im 18 and they all seem to cost a bomb!

How do I get the Car insurance company Responsible to pay my Medical Bills? A guy backed into my car. It was parked to sell it. So no insurance policy on it. My BF and I were sitting in the car out of the rain writting out a new for sale sign. My BF and I were injured. The medical people are refusing to bill the insurance company responsible. They wanted me to pay up front and get rembursed later or have some other insurance cover it. I used my work health insurance, but I will have to go after the Car insurance company to pay the bill. How do I do that?

Is a car insurance company entitled to the money from a judgment in court? The insurance company paid me for the damages to my car and then I sued the person that did the damage. Is the insurance comany entitled to the money I was awarded in court, even though they did not participate in the court proceedings? In fact, I gave the insurance company information on the case and they did nothing to reclaim the money on their own.

What company offers a good affordable rate for car insurance in the state of Maryland? I'm just moving out of Virginia into Maryland and I am very overwhelmed by the high premiums that I will have to pay oppose to the lower premiums that I was paying for 2 cars in Virginia. Does anyone know a good cheap car insurance company? Thanks!

Would my car insurance company give me any problems if I get a 2nd car? I am the only driver in my household but I plan to get my son a car and register it under my name and put it on my insurance. He has a license and lives at a different address. Would the insurance company get suspicious about anything?

What can i do if a car insurance company refunds your money? What can i do if a car insurance company tells you they will refund your money when you get in a accident, and your car is the one who needs to be fixed?And you were covered by them at the time?

What do I do if a car insurance company refuses to contact me after one of their insures hit my car? My car was backed into while it was parked at a gas station. It has bee a few months and the guys insurance company wont answer my messages or call me at all. I've never had to deal with anything like this and im not sure of my rights.

What should I do about my car insurance company? My car was stolen last year around New Years (December 2006). My Insurance company sent someone out to investigate the area where my car was and whent over what happen. The problem is it has been over 30 days and they have not done anything. I still pay for the car every month which I dont have and I always call for an update on what they are doing and what I should do about paying, but the person in charge of my claim ever answer.What should I do?

What does your car insurance company do for you? If you are not at fault in an accident, what will your insurance company do in order to get your car fixed? How much help will they give you, or are we supposed to settle everything, make the calls etc. with the other carriers insurance. I was hit from behind while I was stopped at a yield sign. The other drivers fault ( a no-brainer). Yet I am getting different information from my agent, the other drivers agent, and even the auto-repair shop !!! Any feedback will help greatly.

Anyone ever heard of a car insurance company called The Electric Company? I called them and got a really great quote on car insurance. Has anyone ever used this company and is it a good company to go with?

What is the consequences for fowarding your car insurance company your 145$ locksmith bill to unlock your car? I paid a locksmith 145$ to unlock my car (rip off) and I want to know what the general consequences of sending the bill to my AAA insurance company. Also, what do you need to include in the envelope in order to mail the bill to AAA? (information wise, forms, signatures, etc..)

How do i make i my insurance company to pay my car accident bills? somebody hit my car and did some damage to my car,i had some repair and some rental car bills my insurance company wanted me to go to certain body shop which i did not like so i went to my known body shop well the repair bills they paid only cover some of total bills which i do not mind but i had two rental bills they only paid one one $141 other $ 777even though my coverage is for 30 days they did not pay $ 777 bill . my insurance sued the other car insurance company and arbitrator judge in my favor the other insurance repaid to my insurance but i am still out $ 777 now none of insurance co. answer my phones for the rental bill for $ 777 in state of new york what is my option to cover rental , small claims say i can not sue insurance co can complain to NY insurance commissioner or what can i do. Thanks

Can someone reccommend a good car insurance company? Can someone reccommend a good car insurance company that also provides renter's insurance? Thanks.

how long does a car insurance company have before it must payout a claim? I was hit from behind in my car and as a result my car was totaled. The police report says it was the fault of the other driver and his insurance company has already sent out a guy to look at my car. It has been approximately 45 days since the accident and the other guys insurance company says it needs a "statement" from their driver, who is not cooperating and has been unreachable since the accident. My lawyer even gave me a ballpark figure that the insurance company was talking about but, says that I must wait on them to reach their driver. Well if the other driver never shows up how long do I have to wait to get the property portion of the claim, that is to say when will the company have to legally pay for my car?

how much time is given for car insurance company to settle a claim? my car was hit in parking lot and insurance is dragging its feet to investigate. how much time is officially allowed for this investigation and what are my rights bacause it has been 30 days today. i have a full insurance on this car and insurance company is investigating as a fraud claim!. insurance from metlife!

What is the problems of running a car insurance company in a manual way? What is the problem defination facing a car insurance company if it was run in a manual way ( without the use of computers ) [[ about 6 point please ]] and what are the benefits if it was turned into a computerised system. thank you

Can your car insurance company raise your rates because your car is no longer new? My insurance company raised my monthly bill by $30 because my car is no longer "new". They said I received a new car discount when I first signed up for the insurance and now that my car is 4 years old I no longer get the discount. Is this True at all? It seems like bull to me, and even so 4 years is an odd number to declare a car old you would think it would be 5. Am I crazy?

What happens if I own money to an Australian car insurance company and leave the country.? I recently had a car accident and the insurance company of the other person now wants me to pay the damage. What happens if I just ignore them, keep travelling and then leave Australia for good without paying a cent to the insurance. What will happen? Will my bad credit record in Australia follow me to Germany? Will I be stopped at the border? Will they try to get the money from me in Germany?

Do you know about a car insurance company that gives good coverage for a decent price? I have two cars one needs full coverage $500.00.00 deduc.at list, the car is a 2002 ford explorer and the other one is a 1992 dodge spirit /liability only. If you know about an insurance company that gives good coverage for a decent price let me know my current policy is $166.20 a month.

What is a cheap car insurance company in Arizona? I'm looking to find a cheap insurance company to insure my car in Arizona. I was paying 116 a month for it at the general and I was wondering if anyone knew of a cheaper place.

What car insurance company would you recommend? my car is salvage so i basically have no choice but to obtain liability only...what insurance company would you suggest has better rates?

What car insurance company would you recommend? my car is salvage so i basically have no choice but to obtain liability only...what insurance company would you suggest has better rates?

What is the best car insurance company? I am looking for a car insurance company in georgia that will not break my pockets each month. I have a lot of tickets and two claims from an accident that I was in. Does anyone have a recommendation of a car insurance company that is not too expensive for someone in my bad shape?

Can a car insurance company decide not to repair for damages? I just bought a car (had it for two weeks) and got in a car accident. I was cited for the accident since i hit the car in the back. I only had my car insurance for less than 30 days and it was not the same insurance company that I had at the time I purchased to car. I have heard stories about car insurance companies refusing to pay for at fault damages on new cars because people did not have that policy during the purchase of the car. Is this true, can a car insurance company do this?

Which car insurance company would be the best for a 16yr old? I am about to get my license and want to know what car insurance company I should get, How much should I expect to pay?

Waht to ask car insurance company when discussing repairs to my car after accident.? I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire car, who will repair my car or declare it a write off, can I claim for travel expenses whilst without my car and also is it okay to continu driving my damaged car before it is assessed by them. Is there anything else I should ask?

what car insurance company would you recommend? my car is salvage so i basically have no choice but to obtain liability only...what insurance company would you suggest has better rates?

Waht to ask car insurance company when discussing repairs to my car after accident.? I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire car, who will repair my car or declare it a write off, can I claim for travel expenses whilst without my car and also is it okay to continu driving my damaged car before it is assessed by them. Is there anything else I should ask?

If I am a named driver with an Irish car insurance company will a claim affect my British insurance premium? Our car was written off, we were to blame, and another driver has claimed against our insurance company. Should I inform the British insurance company that I a named driver with? The last thing I need is to damage my folks car and find I'm not covered because I did not inform the insurance company of every little thing. I cannot find any info anywhere!

Need information on a car insurance company? I got involved in 2 small accidents (both less than $2000 damages), both of which were my faults within 3 years. Other than the accidents, my driving record is clean without any ticket. Despite, my current insurance company recently has raised the premium almost 100%. Because of the 2nd accident. I think it is outrageous and want to switch to another company. Anyone knows a company selling car insurance at a reasonable price with my driving record? I live in Los Angeles areas. Thanks!

How can I deal with a 25% premium hike by my car insurance company after a minor accident? I had a minor accident with a lightly scratched bumper and the other car getting a little dent on the door. My premiums have suddenly gone up almost 25% from about $85 to $105!. I am shocked at this because my deductible is pretty high $500and the cost of the repairs was less than $2000 dollars. This is the first incident i have had...I need advise on my options, should i leave my insurance company and find another? Are there any recommendations? I live in silver spring, Md and work in washington dc. I am very disappointed, please advise. Thank you I reviewed the estimate and it cost less than 1100 to fix my car and less my deductible it was $566!! The other guys car's dent was so minor it could not possibly cost even 150 to fix, I think this is extreme and am quite shocked at the degree of the hike

How do I know if my car insurance company is frauding my? My car insurance company has been charging me fees, rate increases (originally I was told it would be a decrease.), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit?

What is a cheap car insurance company in Arizona? I'm looking to find a cheap insurance company to insure my car in Arizona. I was paying 116 a month for it at the general and I was wondering if anyone knew of a cheaper place.

What am I suppose to do if I am having problems with my car insurance company? My car was found to totaled two months ago and my insurance company was to pay to my car people on my behalf. They still have not done anything. What am I to do about this?

How does a car insurance company rate you as a new customer? I am searching for a new car insurance company and want to know what shows up on my driving record. Do the insurance companies communicate amongst themselves about moving violations not reported to the department of motor vehicle? Here is my driving record for the last three years: 02/10/06 - Fail to Control Speed/Ticket - Accident Non-Injury 12/29/06 - Accident Non-Injury Any help would be greatly appreciated. Also, which insurance company should I go to? Thanks, Matthew

what is a good temporary car insurance company? i don't use a car but i have one that needs to be driven every so often...i want to get insurance just for those days i drive it. what is a good company/policy for this?

When Changing car insurance company, do they ask me to go through inspection on my vehicle? I'm thinking about changing my car insurance company soon. I will probably go to online to get a quote and the insurance.

Does a car insurance company need to know the state in which the car will be used? I am buying car insurance for a 21 year old child who will attend graduate school out of state. Primary address will still be with me. Car will be in my name; child/student will be listed as primary driver. Child/student will live in an apartment while at graduate school. Does the insurance company need to know in what state the student will be?

Do you LOVE your CAR INSURANCE company? Do you love TALKING about your CAR INSURANCE COMPANY? * The car insurance company AMICA claims that people love their and love talking about their car insurance. I find it hard to believe people like talking car insurance like it was baseball they were talking about. * Do you love talking about your car insurance company?

What is a good car insurance company? Since I started driving 9 years ago I have had Liberty Mutual car insurance. I'm not happy with them right now. I was in an accident 6 months ago and they refused to fight it for me. In 9 years I have never had an accident before. I called AAA auto insurance and they gave me a quote. I also called Allstate and they also gave me a quote. These quotes are including the accident that I was in. Which company would you go with? I'm rulling out Mercury. I'm located in California

Can you change body shops once you have told your car insurance company you will use a certain one? The car has not yet been in for repair, but I have told the insurance company I will accept a particular body shop I am not so fond of after I did some research.

Is it legal for a car insurance company to cancel insurance withought notification? My daughter renewed her car insurance last december,in january she changed banks cancelling her direct debit, she rang the insurance company to arrange a new direct debit with her new bank.The insurance company attempted to use the cancelled debit when it was not able to obtain any money it cancelled her insurance it at no time notified her of this,but says if she can prove she rang them (unfortunatley she cannot) they will reinstate her insurance ,if not tough!

What is the best car insurance company out there today? I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....

I need a good car insurance company I have 6 points and a chapter 7 in my credit report? I have two cars one needs full coverage $500.00.00 deduc.at list, the car is a 2002 ford explorer and the other one is a 1992 dodge spirit /liability only. If you know about an insurance company that gives good coverage for a decent price let me know my current policy is $166.20 a month.

Is SafeRoad Insurance a reliable/good car insurance company? I saw an add for SafeRoad Auto Insurance for as low as $15 a month. I just got my driving permit. Is this a good insurance company, or which car insurance would be my best bet? Thanks!

Will the other car insurance company still reimbursement although its been 6 months since I filed the accident Back in August, a woman in a store parking lot that worked there backed into my car. She caused almost $2,000 worth of damage. I called her insurance company several times and they said they were doing a further investigation. She wasn't on the insurance holder's policy although there was insurance on the car. I lost most of my information on the accident. -Can I still be reimbursed for the damages or is it too late? -What should I do next?

The car insurance company is ripping me off. What are my legal options? I was in an accident that was not my fault. The other guy's insurance is saying my car is totaled and I disagree. What are my LEGAL options? Who do I sue, the insurance company or the guy who hit me?

In which US states can a car insurance company be sued for PUNITIVE damages if they refuse to pay on a claim? In most states, the car insurance company can be sued only for the cost of the repair (of a car involved in a car accident) where they refused to pay on a claim. Thanks for your help. I am in California so I am most interested in this question as it pertains to Calif. I am in California so I am most interested in this question as it pertains to Calif.

how useful and effective is your car insurance company? my car insurnace company is called "Access General" and they give horrible service. They don't except credit cards yet. Do you believe that? They send bills late and always give overall bad service. Eventhough they are a third party insurance company I only stay with them because their rates are cheap and affordable. How is your insurance companies service?

Will my car insurance company pay for damages if someone else was driving my car at the time of the accident? okay, if wondering. for example; My brother borrows my car, and wrecks it, and he is not listed as a driver in my car insurance, will my insaurance company(Statefarm) pay for the damages for my car?

With two accidents, being 19, what would be the cheapest car insurance company for me? I've been in two car accidents and now my insurance is crazily expensive. I was wondering if anyone could help me out in finding an insurance company who's rates don't go sky high for getting in an accident. I have state farm right now and the prices are getting to be rediculous.

how can I get a fair replacement cost by the car insurance company when my car is totoaled? my car is being paid off by the other person's insurance company, not mine.

How can you find out what car insurance company a person has? A friend of mine had their parked car damaged by a driver and the person that did it is not willing to give out their insurance information. There was a police report and unfortunately the insurance information was not captured. Is there any ways to find out what insurance company a person has? Maybe through the DMV or alternative? I realize they may not have insurance but it still would be worth to find out. The damaged car only has liability insurance.

When getting your car inspected do they phone your car insurance company? I was just wondering if in Pennsylvania when getting your car inspected do they phone your insurance company to make sure you have insurance on the vehicle or do they just look at your insurance card.

How do I know if my car insurance company is frauding my? My car insurance company has been charging me fees, rate increases (originally I was told it would be a decrease.), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit?

What is he best car insurance company? What company is the best car insurance if ever you were to total your vehicle in a wreck or accident? The All-State Insurance commercial offers to get the policy holder a new car. Is that true? Does other insurance companys do that also?

Am I allowed to switch my car insurance company? Am I allowed to switch my car insurance company if I'm in the middle of my policy with another company? Any penalties?

Just move to NY looking for good, affordable and reliable Car insurance company, can any one please suggest me just moved from MA looking for a car insurance company please advised. I will be living in the Bronx, if that helps. Thank you!

What is he best car insurance company? What company is the best car insurance if ever you were to total your vehicle in a wreck or accident? The All-State Insurance commercial offers to get the policy holder a new car. Is that true? Does other insurance companys do that also?

Car insurance? My auto insurance has expired and I'm kinda looking for a new car insurance. I can extend the previous car insurance, but I just want to know about other car insurances as well so that I can make a good choice. I took a look at many car insurance company websites, but it seemed like I need to put all my personal information (not only about my car and my email address but also my home address, phone# etc) to get a quote. I'm worried that maybe they would send me all kinds of junk mail kinda stuff to my house if I put my address on the form to get a quote. Do you know any good ways of getting a quote without telling them my personal info? Any recommendation which car insurance company is good? Btw I've never got into any car accidents so I just need a cheap auto insurance. I drive '83 caddi.

Car insurance? ok so we have state farm. I will be driving in a couple of months. I want to get my dad as primary on my car so I can pay less, but he is already primary on another car, just like my mom is. So is there a car insurance company that will allow my dad to be a primary on more than one car? Because you are not allowed to do that with State Farm. Thanks!

car insurance? lets say a 21 year old person goes to a car insurance company and is quoted $2000 for full coverage auto insurance. how much do you think this person will be charged at the same company at 25 years old?

Do you have to phone the car insurance company? I was backed out of a parking spot today when a lady backed out of her spot (really fast) and hit my car. We called the police and filed a report...he ruled no-fault since he couldn't prove it was her fault even though it was what he believed. We were able to fix the damage when we got home (it popped right back in). So here's my question. Do I have to phone the insurance company or can I just ignore it? The lady had a small scratch on her car, nothing like ours.

Does anyone know a good car insurance company? I am a 19 year old girl who lives in New Jersey and has been into 3 accidents since I got my license. Now my insurance company won't renew and I definitely can't afford something that is more than 5,000 dollars a year. I need my car to get to work and school but I need insurance to have it on the street. What can I do???

True or False: My car insurance company says they wont give me full coverage on my car beacuse its too old? I recently bought a 1988 Mazda RX-7. I have always wanted one especially as nice as this one. I called my insurance company to add the car to my policy and I insisted on full coverage. They called me back a couple hours later telling me that the car was too old to be covered under full coverage only liability. Please help. Are they pulling my leg? I also have a 1992 Ford Explorer and its full coverage and its only 4 years newer. Whats up with that? It doesn't make sense I am willing to pay them extra $$$ to fully cover an older car. You think they would gladly take the money to cover something that isn't worth as much as a brand new car. Why won't they cover it I guess is the REAL question.

Have you heard of a car insurance company that will help pay for vehicle registration as well? My family is having some financial problems...we really need to get insurance for our car and also get it registered. I live in California and my husband said he saw a car insurance company that will also help you get your car registered with the DMV. But he can't remember the name of the company. Does anyone know of what I am talking about and which company?

Which car insurance company is the best deal? I am looking for the best deal on car insurance. Don't just tell me that whatever company you have is best. I want to know why. Did you make a claim and have really good service? Are the prices much lower than others? Do you get a good discount for being a good driver, or combining with other insurance (such as renters)?

Is my car insurance company ripping me off??? I was in an accident two weeks ago. It inolved 5 cars. However, my insurance company said I shouldn't be at fault because I was rear-ended. Anyway, they totaled my car the day after the accident, and gave me a price they were willing to offer. They gave me 5 days of a rental car to find a new car. My 5 days for my rental car lapsed without receiving my check for my totaled car. I contacted my insurance agent and she said they were putting liability on the car that hit me. This other car is also insured by my same insurance company. So my agent was rather rude when I asked when I could expect my check; she stated "We are putting this through to the other car's agent so I don't know when you will get your check." So in the meantime I have had to spend $200 to keep my rental past the 5 days. So as I see it, my insurance company "stole" my car by totaling it, and then stopping payment on my rental car without sending me a check to buy a new one. Thank you for all of your help. If I file it under my insurance to get the check (minus the deductible) faster, will my rates go up even though the accident wasn't my fault? About the title: I still have the title because they haven't given me the check, but they took it to a junk yard already.

Which US car insurance company gives the best rates to UK licence holders? I recently moved to Atlanta from England and am trying to buy my first ever car. I have 5 years driving experience in the UK, but the insurance companies I have contacted thus far aren't taking this into account and are treating me as a new driver. This increases the premium considerably. Are there any companies out there that will give me a fairer deal?

Car Insurance? What's the cheapest car insurance company out there for people with 1 years no claim?

Car Insurance...? I was wondering which car insurance company has a reasonable price?

Car Insurance? Is it normal for a car insurance company to send a questioner to it's clients who had an accident? They asked the same questions I told them on the phone and I had to get the form notarized to send in with my answers. They we're asking what time, where it happened, who was I with, did I ever file a claim before, and the last two pages had to do with fraud.

car insurance ? who knows the most cheapest it car insurance company plz ?

car insurance? im trying to look for a cheap car insurance company any ideas??

car insurance? which car insurance company do you perfer for a teen that just starting a job and just turned 16

Car Insurance?? can anyone tell me a car insurance company (thats really cheap, or relatively cheap) -for a 25 year old male-

car insurance? Can a car insurance company raise your rates for no reason? Say you sign up for 1 year and you are quoted $400.00 annual.Then 2 months later they send you a bill saying we increased your premium another $125.00 telling you to pay up or be cancelled. No I did not get tickets or had a accident. I had a clean driving record. Is this legal?

The Car insurance company gave me a low estimate on repairs? Long story short. Not my fault. I can not take this up with my insurance company because I don't have one. We got his info. My car has 140K miles on it. It's worth about 2K. It wouldn't be worth it to fix it. I decided to get the estimate and put the cash to another car. I have not signed anything yet. Insurance Company Quoted $1013.76 Auto Body Shop $1162.04 Ford Dealership $1284.90 271.14 difference. I asked to split the difference between the auto body shop and the Ford dealership. The Insurance compnay ofcourse said no. What should I do? If I had gone to an auto body repair shop of my choice with 1013.76 in hand they would have called the insurance compnay and asked for them to kick down more money. So I think it's fair that I get more cash. Don't even get me started on the medical. My health insurance is getting billed. Not the insurance company. The guy backed into my car when it was parked. I was not driving it. It was parked to sell it. My BF and I were sitting in the car out of the rain writting out a new for sale sign. My bf drove around after the accident and the car vibrated like crazy. The insurance company didn't even check the alignment or add it to the estimate. The estimates don't even include the alignment so there could be more damage. The medical people are refusing to bill the insurance company responsible. They wanted me to pay up front and get rembursed later or have some other insurance cover it. I didn't want to wait I had torn musle in my neck, out of alignment and my BF has the same. Any way I can get the Car insurance company billed? They want me to sign the estimate papers but I don't plan on it. If I do I won't cash the check.

Help! Car Insurance Company (in Canada) now denying coverage after said OK to buy car! Car bought! NOW WHAT?? My friend bought a car for her live-in boyfriend to drive in the winter (we're in Canada) as his Mustang was no good in the cold. Before she bought it (second-hand), she called her Insurance company (broker) to make sure they would cover him. She gave them all the info they needed in order to make a proper assessment, INCLUDING the fact that he has three speeding tickets under his belt. The broker said that he was OK and gave her a rate, & the go-ahead to buy the car. Now, the Insurance company sent my friend a letter saying that in fact, her boyfriend WAS NOT covered, and that they WILL NOT insure him, because of the speeding tickets he's incurred. Furthermore, they are asking HER for a letter from her confirming that she will NOT allow him to drive the car! So now, she's got an extra car and is severely out-of-pocket! Shouldn't the insurance company bear the responsibility of this, given they told her he was covered? She wouldn't have bought the car otherwise? Help!

Problem with my car insurance company? Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest.... The only way I can get it fixed right now is by paying my excess, which I refuse to do. I pay my excess, my insurance company fix the car and then claim from other company, but with that, they could contest liability (even though it's bloody obvious - I've got rear damage, he had frontal damage and I was stationary at a roundabout) and I may not get my money back. Or wait. I'm being held over a barrel and I've done nothing wrong! I'm going to go to citizen's advice and see what they say, but was wondering if anyone knew where I stand on this matter? I also had muscle strain from the impact - he fairly whacked me! lol I had stiff muscles all the way down my arm and into my neck. Not whiplash though - I did have it checked by the hospital that night. Ok, to clarify. I'm in UK. I offered for the guy to do it outwith insurance companies, he moaned about it. I claimed through my insurance company who are going through his insurance company as he is at fault. However, my insurance company cannot get hold of his insurance company's liability department...or so they say. We are sitting at the same place as we were when I first reported it. Now my own premiums have gone up. I refuse to pay out money I don't have for something that's not my fault and I may not get the money back. Like I said, they all have me over a barrel and I've done nothing wrong. I was looking for advice.

What is a good car insurance company - value and a known company - not high risk? I would like to switch car insurance companies - one because when I buy a third car and add it to my policy they charge me $5.00 for installment billing even though I pay in full - this leads to the second more serious complication which is that my husband works in the car business and on occasion decides to buy a new car b/c it is a good value and he like the car, then we sell the second car. We typically have the second car for 11-22 months. I mentioned to the insurance company that in the future I want to avoid this $5.00 fee since I always pay in full and I waving it this time wouldn't solve future issues b/c my husband is in the car business and we buy a third car to sell the second when he finds one he likes. THEN the cust svc guy goes on a rant - "ARE YOU RESELLERS... blah blah blah and WE HAVE STRICT UNDERWRITING GUIDELINES blah blah blah" etc. I tell him that holding onto a car for the time periods that we have would certainly indicate that we are not... and titling it it in our name, getting plates etc. all indicates that we are not 'resellers' he goes on to proclaim that many resellers title vehicles in their names and plate and flip vehicles and we wouldn't qualify for our insurance. I think he was bullying me since my records show that we have held on to vehicles for extended periods and he took what I was saying to an extreme. This made me feel very uncomfortable - so, please any good insurance companies out there that are reasonable? This was with AIG.

Being sued, will car insurance company help and what are my options? I was t-boned by the other party on my passenger side rear tire area. The accident occurred when I had cleared almost the entire intersection and when they t-boned me in the side-rear, it caused me to spin out. My insurance stated they believe the other party is at fault, their insurance adjuster stated they believe I am at fault. I had thought this was the end of ordeal, but now I'm served with a smalls claim subpeona with the other party claiming $1,500 for medical expenses and $3,500 for "general expenses." It seems like they're trying to fork money out of me by filing for the legal $5,000 max as I cannot see what kind of general expenses can occur past the car damages. Shouldn't the insurance companies have paid for the car damanges amongst themselves? Will my insurance company help me prepare my case / represent me? Will they pay legal fees? What if I lose, will the insurance company reimburse me for what I will owe to the other party? Should I sue the other party? Are you guys sure they will appoint an attorney for small claims court? Also, I'm not sure if there was a police report filed at the scene (police came, but did not cite either party and left after a few minutes of making sure everyone was ok) .. If it was in fact filed (I will find out Monday), does it usually state whether any one party is at fault or does it simply state what happened? UPDATE: I don't think the insurance company is allowed to represent me. The SC-100 form that was sent to me states on Page 4 that an attorney may not represent me. (PDF -- http://www.courtinfo.ca.gov/forms/documents/sc100.pdf)

How to approach a car insurance company to pay damages to my car? Okay, I was involved in an accident a month ago. I was at the train station attempting to street park, I saw a car parked in the middle of the side walk and a private house driveway, I looked very carefully and no one was in the car, as I was backing up into the parking space I felt the impact on my passenger side back door, I didn't know what it was until I realized the car on the driveway had backed up into my car. The driver stated that he saw me attempting to park when he was walking to his car but he thought I saw him getting into his car, he said he was in a hurry and was late for work and I should have waited for him to get out first (he had a big ego). I never saw anyone in the car. I am the kind of person that I would have waited and then proceed. Meanwhile I only have liability coverage. My insurance company said that he was at fault- they will not pay for his damages $800. His insurance co. won’t pay for mine because they said is 50 - 50 faults, my damages are $1,800 door damages estimated by the other driver claim adjuster. I don’t have $1,800 to spend in fixing my car. 2005 Nissan Altima. How can I fight the other party insurance co. to pay for my damages? Yes the police were involved a police report was filed. The other insurance company sent me a letter stating that because my company will not pay for their insurer damages they won't pay for mine, his insurance company found us both at fault. The police report stated that while I was attempting to backup into a parking space in front of his house he saw me and initially thought after he got into his car that I passed him and he backed out of his driveway.

What car insurance company has a commercial with a man riding a bike? It's a car insurance commercial with a guy riding a little bike on the highway in his suit. it says "car insurance slowing you down?" or something. i want to find the commercial online or at least what insurance company it is. Help!

my car insurance company is screwing me over? I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?

complaint about a car insurance company? i am so dissatisfied with my previous car insurance company. they just tried everything they can to rip me off. i wonder: 1. where i can go to file a complaint: i will describe how i was mistreated by that insurance company. 2. also, what agency that give a rating to insurance companies? can i contact them to tell them about my story. i think we need to support good insurance companies. for those bad apples, we need to let the public know. thanks

Can a car insurance company charge for adding a non-driver? My wife and I were recently a couple of years ago. I didn't drive, and hadn't had a valid license for something like 7 years before that, and I still don't, so it has never occurred to us there was any reason to notify the car insurance company. I recently called up my wife's insurance company to do some stuff my wife didn't have time to do, and I identified myself as her husband. They started to get all weird and say I wasn't noted on the policy and that they were going to have to add me, even though I don't drive and haven't in years (now about 9 years, maybe 10). Can they try to charge us more for this? Furthermore, if they do, will it be retroactive or carry some other penalty? Could it cause later trouble if we basically refuse to give them any information about me? Edit: I used to have a license, but I had untreated sleep apnea, causing me to fall asleep when I drove, leading to several accidents. I chose to stop driving for safety's sake, but I never turned in my license, keeping it as ID (although i never renewed it when it expired). I found out much later that because I had paid some ticket but not some surcharge that went along with it, my license had actually been suspended. So I have no idea what my driving record really looks like now, but it may not be good. I used to assume I was officially unlicensed since I had never renewed my license, even though I had not turned it in. Now I have a state-issued non-driver's ID card, which means I am definitely, officially, unlicensed.

What should I do about my car insurance company? My car was in an accident and my boyfriend was the driver ..there were no injuries only damage to both cars and nobody was cited for the accident.Anyways, He was not on my insurance and we live together. I had given my insurance company and the other insurance company a statement over the phone and today, about a month later, I get a letter saying I owe his insurance about$3700.00. I called the insurance company and they said that MY insurance person said that they dropped my claim because I was "un-cooperative with their investigation" I have not heard from my insurance lady since the statement! I can see not covering it because he was not on my insurance but how am I being uncooperative? I was just curious if anyone has heard of this. The insurance guy for the other driver thought it sounded strange to him. He usually does not drive my car but it was 4:30 in the morning and our baby was running a fever so he went to get medicine. his truck had a flat. He was hit by a driver who ran a light but the cop could not prove who was at fault. My van is only worth about $800.00 so I did not have it fixed .....yet!!!

If an car insurance company has approved an car body company to fix a car....? Is it safe to say that they have not totaled the vehicle? Does the insurance company pay for car body work in advance or after? I ask this because I'm paying out of pocket for the damage and called the car body service and they gave me an estimate and had already ordered the parts. Yet it was still an estimate? I called the owner of the vehicle and they had said it would take 18

Which car insurance company is best with a teenage driver? i am 16 and i am considering buying a 1999-2004 mustang or maybe a firebird or camaro from about the same time and i know the insurance is going to be high. 1) how much of a difference will it make if its listed as my parents' car and im just a driver rather than it being my car and 2) which auto insurance company is best for discounts from drivers ed, my gpa(4.0 thank you very much),and maybe a defense driving course or something like that. thanks in advance everyone!!!

a car insurance company that will take me with many tickets? I am looking around for the cheapest car insurance in state of NJ and have at least 5 tickets within the last 5 years...what car insurance company will take me for the best premium...thanx

Which Car Insurance Company would be cheaper? Looks like everything now and days is going up -including car insurance. Does anyone know of any company that has cheap car insurance???? I'm not sure if AAA offers any good deals Where would you find an Insurance broker?

Someone stole my car last week, Can Insurance company help me out? Somebody stole my car last week... and I reported to the cop... so whatelse can I do? Will the Insurance company help me, will they punished me or give me money for me to get an another car or a temporary car, I really need to go to work... and I need a car to go to work, but I can't because my car is stolen. What can I do? If I report to car Insurance company, will they say I have to wait 30 days until cops find my car or what? I need a car now...

car insurance company is suing me from an accident 2 years ago? i wont go into immediate details. there were 3 people and that girl that is suing me grabbed my wheel causing me to crash into a barricade. i didn't tell the first police what happened because i didnt want to get her in trouble. but i did tell the insurance company when it was time to do the claim. the 2 two people that were in the car were also hurt. and they believe that she did grab the wheel. one was awake and the other was sleeping. anyways, i get a letter saying that ive exceeded my 15,000 limit. i dont deserve to get sued. because i didnt cause the accident. this girl that grabbed my wheel is suing me. .

Cheapest Car Insurance Company? What would you guys say is the cheapest car insurance company?

Which is the best car insurance company with 1 minor accident history, claim more then $1000? How can I minimize the increase in premium or get the best premium quote from a different car insurance company?

Whats the car insurance company commercial where the guy asks "was it a ficus"? A tree falls on a guys car and he calls up his insurance company and asks if hes covered. The guy at the company asks, "Was it a Ficus?" Just want the company name.

My car insurance company sent me to a collection agency, is this going to be on my credit record? I cancelled my car ins. and they charged me a cancelation fee. I disagreed with this but all they kept saying was "I should of read my policy".... To make a long story short I owed them $33.86 and it was due on 1/20. I called them on 1/29 and paid them over the phone. I just received a letter from a collection agency saying I owe them the balance. I called the insurance company and they said that they would forward my message to their accounting department and contact the collection agency to tell them this has been paid. I'm applying for a small business loan and can't afford to have something like this show up on my report. Is there any grace period on behalf of the collection agency before they report to the 3 credit bureus?? Any suggestions would be appreciated. Thanks in advance..

what car insurance company has the best discounts? im buying a car in the next 3 weeks and im looking for an insurance company that has the best discounts

What car insurance company in the UK will insure an american licence? I cant find one to insure me on my FL? Just moved to the UK for one year and need car insurance, cant find a company to insure me, tried all the big ones but I know there is some out there!!

So whats the best car insurance company for a teenager? Im a 17 year old boy and I just got my driver's license in maryland yay!!! only problem is that I'm the very first licensed driver out of everyone in my family. That means NOBODY in my family drives, not even my parents; I'm the very first licensed driver. So how would I get car insurance? how do I start an account or something? I drive a bright red 1999 for taurus. what would be the cheapest insurance company for me and how much should I expect to pay? thanx

Hawaii: Which Car insurance company do you like in Hawaii? I plan moving to Hawaii. Which car insurance company do you like? Why? Also, which company don't you like? Why?

When Changing car insurance company, do they ask me to go through inspection on my vehicle? I'm thinking about changing my car insurance company soon. I will probably go to online to get a quote and the insurance.

looking for car insurance company? i'm not us citizen, right now i'm still using my international license drive and my green card still on process. from the country i come, there's no 'driving history'. i need to have a car. do you know what car insurance company who can cover me with that situation with reasonable price. tks

can i find out someones car insurance company? a lady hit my car back in march of this year. she agreed to pay for the damage but then moved out and skipped town. well the police finaly found her but the problem is i dont know her insurance company. i have her full name, and her vehicle vin number. i dont want to claim it on my insurance so my rates go up, thats nuts. so i need to find her insurance company so i can file it with hers! anyway i can do this?

New Car writeoff value by auto Insurance Company? My car insurance company has decided to write off my brandnew 2008 model car driven for less than 2000 KM. Black book is giving value for models till 2007 only. Can I expect 100% of new car value from them? WIll it be negotiable? Do I need to hire a lawer if they offer less as only reason I am buying a new car is accident ( due other party's fault and accepted by them too).

I am starting a car rental company, what type of car insurance do i need and where can i get this? I am starting a car rental insurance company. I am having trouble finding out how I can get these cars insured and who will offer me this kind of insurance? My renters will be using their own liability insurance but I want basic coverage for the vehicles. Any information will be greatly appreciated.

I am starting a car rental company, what type of car insurance do i need and where can i get this? I am starting a car rental insurance company. I am having trouble finding out how I can get these cars insured and who will offer me this kind of insurance? My renters will be using their own liability insurance but I want basic coverage for the vehicles. Any information will be greatly appreciated.

I am starting a car rental company, what type of car insurance do i need and where can i get this? I am starting a car rental insurance company. I am having trouble finding out how I can get these cars insured and who will offer me this kind of insurance? My renters will be using their own liability insurance but I want basic coverage for the vehicles. Any information will be greatly appreciated.

Is it normal for the car insurance company to salvage the car and ask for the title at the same time? I was rear-ended and the other party's car insurance company has the nerve to ask for my car and my title. After that, they will send me a check. Is this normal?? I have no guarantee that I'll get a check. The company is called Assurance America. DO NOT INSURE WITH ASSURANCE AMERICA. They're very SLICK. They send me power of attorney paper work, and the settlement quote. The letter also asks me to MAIL to title back to them. Then Carport the salvage company calls me to pick up the car, the same day. WTF? I HAVE NOT BEEN PAID YET. NO CHECK YET.

Can I pass my UK Car insurance Deductables to the US Car insurance company? I've had my car insurance in the UK for 10 years and have 70% no claims discount (deductables as you would call it in the US). But because I'm here now in the US permanently, is it at all possible to pass my deductables from my UK insurance company to that in the US when I need to buy insurance? oops sorry, I mean Bonus discounts. Thanks.

Is it legal for a car insurance company to issue a policy without my authorization? I called a few insurance companies for auto quotes. I went with one company and a few months later reicieved a bill from one of the other companies that i got a quote from. I called them to ask why the policy was issued. The answer was that there "system" automatically issues a policy if the information is left in there for a certain amount of time. I never signed anything or gave any other kind of authorization. Now I have been sent to collections for car insurance I never new I had. Is this legal? the company was Farmers