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Best Car Insurance Rates Knowledge Base
Best car insurance rates for male college student? Hi, I'm buying a 1996 Corolla. It comes with VIPER anti-theft. I'm a male with one speeding ticket. How would I go about finding the best deal for car insurance? The best deal I got was from geico, the bare minimum plan I think, for $600 / 6 months. They also gave me the good student discount. The last owner of the car payed $300 for 6 months. Any tips and tricks to lower my insurance rate? Any other discounts that I can ask for? like a good student discount etc? I attending a University in Omaha, Nebraska, but live in Hawaii. Thanks
Who has the best car insurance rates ? In CA , e-surance gave me a quote for $307 per month then progressive gave me one for $37 per month NO JOKE ! and Im thinking CAN THEY DO THAT ??? oh well maybe I should look around more . So who do you go through for the best quote ?
Who has the best car insurance rates for international drivers in Australia? I'm an American in Victoria, Australia on a tourist visa. I've been driving in the states for 18 years and have a perfect (yes, perfect) driving record. I'm looking to buy a car in the coming weeks, a 1990-95 Toyota 4Runner to be exact. The car will not cost more than $8000 AUD and will not be modified in any way. I'm looking for an insurance company that can offer a reasonably priced comprehensive insurance plan. I intend to be in Australia for at least 10 more months and I do hold an international driving permit.
Best car insurance rates for male college student? Hi, My bf is buying a 1996 Corolla. It comes with VIPER anti-theft. he is with one speeding ticket. How would he go about finding the best deal for car insurance? The best deal he got was from geico, the bare minimum plan I think, for $600 / 6 months. They also gave him the good student discount. The last owner of the car payed $300 for 6 months.
How can you keep your car insurance rates as low as possible? Car insurance rates fluctuate from company to company. What tips can you offer others to help secure the most competitive rate? Yahoo! Canada Answers staff note: This question is asked by Gregory Ellis, co-founder of the the insurance shopping service kanetix.ca. Visit http://www.kanetix.ca/YAHOO_answers for more information.
How to shop for car insurance rates? I need to find car insurance rates to compare, but I can't find a site that lets me do a comparison and get results on the internet. I don't want to give them my phone number and email because I know I'll be spammed to death by people trying to sell me something. Is there anywhere I can go to get comparison rates for free without having to put in contact information like that?
Should I shop for better car insurance rates? I am looking to buy a new car. It is a 2005 Pontiac Sunfire. I live in Wisconsin, am 29, and have an excellent driving record. I need full coverage, and called my insurance agent (Progressive- which I've been with for over 12 years) and they said, for an average, about $500 every 6 months. Is this a little high or is this about average. Are there any other car insurance companies that might offer better rates?
Why do car insurance rates go up? After an accident, why do car insurance rates goup? What happened to all the money I've paid in over the years? Isn't that supposed to cover the cost of the accident? I'm talking about non-injury accidents. Sorry folks, somehow I posted this twice. Sorry to the other guy I erased. But, what about all the money I've already paid in? That should cover the cost of the accident. My last accident cost $2,000 in damage to the other vehicle. I paid in way more than that with my premiums of the years.
Do all car insurance rates drop when you turn 25? When I turned 25 everyone told me congrats that my car insurance rate would drop. I never heard of this. I asked around and some people said that that is not ALWAYS true. Is it? I use Esurance Auto Insurance. Do i need to call to get the discount. Is there even a discount. Do insurance companys automatically do it? Hmm. I have a perfect driving record, no accident history. ESurance has worked out great for me the last few years, I am not asking for that kind of advice. Thank You.
Will Vandalism affect my Car Insurance rates? My car was vandalized last night, they ripped off a piece on the back and cracked the bumper in the front. If I make a claim with my insurance company will this affect my rates? It wasn't a collision, the upper "fin" at the top of the rear window was ripped off, and the front bumper was yanked out and cracked about a foot from the edge.
Will my car insurance rates go up in a single car accident? Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch - car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalled car from the crash. Have been with the same insurance company with no previous claims the past 10+ years.
When do car insurance rates drop? At what age do car insurance rates drop? Currently I am a 20 year old male living in Kansas. Also what else will cause insurance to go down. If you get married, have kids, etc....? Thanks. Nah Grizzbr1, thats not the case...haha. Will it go down when I turn 21?
Free car insurance quote? What is the best car insurance quotes & rates site to get free car insurance quotes from? Simpler the better!? I was wondering if you guys would be able to shed a little light on the simplest free car insurance quotes sites out there for U.S. citizens specifically? http://gusdur.cn/health-insurance.html http://gusdur.cn/health-insurance.html http://gusdur.cn/health-insurance.html
Free car insurance quote? What is the best car insurance quotes & rates site to get free car insurance quotes from? Simpler the better!? I was wondering if you guys would be able to shed a little light on the simplest free car insurance quotes sites out there for U.S. citizens specifically?
Best Car Insurance Rates in Texas? Ok guys I need help finding a cheaper car insurance company. With the economy the way it is...... I have 2007 Toyota Corolla and I need full coverage. Any suggestions???
What does a person credit score have to do with rates on car insurance rates? It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has a good driving record should be their only concerns. Doesn't that make sense to raise car insurance rates to persons that had a hard time paying a bill, bit made all their car insurance payments on time. If there are others out there mad about this issue please help me do something about this robbing...
Car insurance rates in Ontario for new driver? I plan to import my '01 Camry from USA to missisuaga. How much shd I expect to pay p.m. in car Insurance rates ? I have 3 yrs clean driving history in USA.Will my driving history in USA help with getting a better rate in canada ? Initially I will have only a US drivers license.Pls help shed light on my doubts ..
Best insurance for a 2006 car?? Hi All: Am planning to buy a used 2006 car with 30k miles. My driving history is short(abt 2 yrs - i dinn really need a car till now).My wife has abt 9 yrs.(her driv. history is not clean - speeding and cpl of minor acidents).I am planning to switch her insurance to mine.So we wud have two cars(her car has 94k) under the new plan.I got a cpl of quotes one was for 1700 another for 900 - both for 6 months.Is this around the best rate i can get? Appreciate all the help in deciding which insurance plan to go for. Thanks all.i decided to go with geico.i compared a few other quotes.nuthing came close to the one geico gave..really 15 mins(more than that) saved me some on car insurance!
Does Young Drivers give you the cheapest car insurance rates? I've heard that if you do Young Drivers of Canada as opposed to another ministry approved program you will receive even more of a car insurance discount than the normal one you receive for doing driver's ed in the first place. Is this true? Because Young Drivers of Canada is very expensive compared to some of the other programs.
How long do car accidents affect my insurance rates? I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) insurance company just settled this claim. Is this going to affect my rates for five years from the settlement date or from the date of the accident? Thanks, Brad
Who has the cheapest car insurance rates on a Kia Rio? I am trading in a 2002 Pontiac Sunfire for a 2005 Kia Rio and rates with progressive are coming up $450 higher every 6 months bringing the total to 1167.17/6 mo. Is there any insurance company that is lower on Kia's? Thanks.
Why do good drivers get better car insurance rates than bad drivers? It's not fair. Some people are genetically predisposed to be bad drivers or just don't care. Why should they be charged more than drivers who do not participate in risky behavior? The point links to another YA quetioners question and my earlier question on whether healthier people should get a break on their health insurance. The overwhelming majority said no! Hi Desdamona. The answer is: Probably higher than yours.
Which US car insurance company gives the best rates to UK licence holders? I recently moved to Atlanta from England and am trying to buy my first ever car. I have 5 years driving experience in the UK, but the insurance companies I have contacted thus far aren't taking this into account and are treating me as a new driver. This increases the premium considerably. Are there any companies out there that will give me a fairer deal?
Will my car insurance rates go up after my first fender bender? I'm sixteen years old and i got into my first fender bender. I was at fault, but the officer at the scene said that the damage was minor and would probably be less than 400 dollars. However, I was just wondering if my parent's insurance rate would go up ( I'm under their name) and whether or not it would just be easier to pay out of pocket. And if it did go up, how much do you think ( i live in Tennessee )
Car insurance rates in Ontario for new driver? I plan to import my '01 Camry from USA to missisuaga. How much shd I expect to pay p.m. in car Insurance rates ? I have 3 yrs clean driving history in USA.Will my driving history in USA help with getting a better rate in canada ? Initially I will have only a US drivers license.Pls help shed light on my doubts .. Forgot to mention - I am married , age 30 yrs
car insurance--rates hiked after filing claim for hit & run? do car insurance companies hike your rates if you file a claim for someone else doing hit & run damage to you? I've heard stories of car insurance companies doing that--even if you had nothing to do with the damage. I called my insurance company and they refused to give me a strait answer. I was parked when this happened, so I didn't do *anything* to cause the accident. (I have Allstate; liability only--with uninsured motorist--I don't have comprehensive.) so...have you ever heard of CAR insurance rates hiked because someone filed a claim in which they had NO fault in the accident at all? (I know this happens for home insurance--but I'm only asking about CAR insurance here) I am in Texas, if that makes a difference.
Annoying dilemma about factoring "age" into car insurance rates? Okay this is annoying me. My car insurance policy is up for renewal very soon. It is a 6-mo policy. I am currently 24 yrs old but turning 25 literally 7 days after my policy renews. As you might know, generally car insurance rates decrease when you turn 25, because 25 is the age threshold that is no longer considered to be a "high risk" age group. However, my car insurance company insists on rating my entire 6-mo policy as a 24-yr-old...which means that for literally 96.2% of my policy period, I will be 25 yrs old but paying the higher rates of a 24-yr-old. This does not make me feel happy or appreciated. >:( So I was wondering...what would you do? Should I switch insurance companies shortly after turning 25 so that I can get a better rate, and then perhaps switch back to my old company sometime shortly later? Is there a way I can negotiate with a manager so that he/she will re-rate me shortly after my 25th birthday? Thanks for the feedback. To Duce: That sounds like a good idea, but they claim that they are unable to make any adjustments midway through the policy. I spoke to a rep from Travelers about it today on the phone. Perhaps I should ask for someone else, and who? Check out the "best answer" that Amber M. said for a related question: http://answers.yahoo.com/question/index;_ylt=AhkVRS_uq5DUxF7I80OTpEgjzKIX?qid=20070531131126AAyIK05 Basically she said that her car insurance company only gives the "over 25 yrs old" car ins. discount at the start of the new policy that occurs after you turn 25. That is what I'm experiencing now...and what sux for me is, that I will have to wait nearly my whole policy all over again before I can get my justified discount. >:( To John S: You stated a good idea, and trust me I thought about doing that, since I take mass transit to work anyway(I only drive on weekends for "pleasure driving"). But my Mustang is financed, so it is MANDATORY that it stays insured. If the bank discovers that a period went by where it was uninsured, they will retroactively bill me THEIR insurance rates for that period, which are probably a lot higher than my current rip-off policy.
Car Insurance Rates By City? Where can I find statistics that show the average car insurance rates for that city or town. I am looking to invest in some property, not far from Metropolitan New York, and became interested in knowing. Currently where I live and at my age, 20, insurance for me is in the proximity of $5,000. Which I do not intend on paying. Thanks, and information or suggestions are welcome
Car insurance rates depends on Car Makes? I have a really big issue on my hands, and that is finding a car that doesn't have a high insurance rate. What is the difference in insurance prices with different cars like BMW and Honda/ Toyota and Cadillac? Also, provide a source! plz! thnx!!
Indian DL & IDP Car Insurance Rates Massachusets? I have valid Indian DL and international driving permit obtained in India. I am going to drive for the first time in US. I would like to know the average insurance rates in Massachusets. Please let me know the figures in $$$.
Can your car insurance rates go up...? Can your car insurance rates go up if someone gets tickets in your car and They are not listed as a driver.. . Thanks for your answers so far.. let me go a little further in detail.. I am insuring my car, and I am insuring someone elses car BUT I did not use them as a driver on my policy... does this help clairify a little? yeah I know, not the smartest thing to do.. so don't tell me that.. I am just helping out a family member.
Car Insurance Rates? On average, how much do car insurance rates go up if you get into an accident? Is there a percentage that they use? And also, once they do go up, how long does it take before they go back down?
Why did my car insurance rates suddenly double? I am almost 40, have a spotless driving record, have the same car, haven't changed the policy, and haven't moved. So how can my insurance agent just up my rates all of the sudden and not give me an answer why. He just says that things change. Is there an industry standard or can agents just screw with us at will? I have been with this WELL known insurance company for 4 years. This isn't some guy working out of his garage. Any experts out there that can shed some light on this for me. I am shopping around for new insurance as i type.
CAr insurance rates after accidemt? Im 17 and i've had my license for about 4 months b4 I got into an accident. It was my fault, with non existent damage to my car and abot $1600 to the other. My previous insurance rate was about $1400 a year, about how much willl it go up by when i renew it soon?
US car insurance rates? I'm in the market for a midsized or compact car. I'm looking into purchasing a Honda, Toyota, or Mazda brand vehical. I'd like to know which of these cars has a lower insurance rate. (If it helps, I live in the midwest and have a good driving record.)
Will my car insurance rates go up, hit and run accident? I was parked out of my girlfriends house and apparently during my visit someone had hit my car that was parked on the side of the road. The other car just nicked my bumper (no damage to fender) but hit it hard enough to totally tear the bumper off the driver side and the front of the car and was left dangling on the passenger side. There were also scratches on the top of my driver side mirror, and the mirror itself popped out and was shattered. Basically my question is...if I claim it, will my rates go up? I believe I am insured under my parent's names and not my own. I had one accident that was my fault about 2 years ago.
Decent looking vehicle, good gas mileage,low car insurance? &Where to find good car insurance rates?? I filled out a couple quotes from esurance.com and allstate and i got like $2100 & $4100 premium 6 month payment. Does that mean its going to cost me that much for insurance for only 6 months? If so, that is insane. That would be $350-$750 dollars a month. That cannot be real. My dad gave me a quote from Allstate(thats what he has) and it was about $117.00/Mth for a Chevy Blazer for 18 Year Old First Driver. I am very new to the whole insurance thing so can someone just point me in a small direction to the lowest priced insurance with good plans. I would absolutely love to have an older car(oldsmobile, or between 60s&80s)But thats way to pricy, along with a nice sports vehicle. Because of the gas mileage and decent look, i would like a Chevy Convert Tracker. Just give me some advice if you know what im talking about. :) Thanks Much xox Brittany xox Excuse me for the mistake above. My fathers quote was from State farm(thats what he has).
car insurance rates? i am a 23 year old male and have a 1993 lexus sc 300 auto 2 dr. i know for a male the rates go down when you hit 25 years old, but is there anything when you turn 23? doesnt it go down a lil. i have had 1 ticket for speeding in nov of 2005, but took that course online to get it off my record since it was my first one.
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